Purchasing a Car While in Debt

I talk often about “living in your season.” Currently, my husband and I drive nice, matching white SUVs (that we paid cash for!), but you should have seen the cars we drove before these! I didn’t purchase my first car until I was 22 years old. Remember- I didn’t have any money! I saved up while in college and saved a whopping $1,900! I bought a silver 1990 Mercedes 300e with leather seats, an inability to cool itself off in traffic, and no air conditioning. And then I moved to PHOENIX. IN THE SUMMER. Talk about a sacrifice.

I drove that car for years (2 of them being in Phoenix) until it was totaled in a car accident a few years ago. Don’t worry, I’m fine. It’s really NOT hard to total such a cheap car! Ha! 

The point of my story is this: Could I have purchased a brand new car with monthly payments and driven in style that season? Technically, no- But the car dealership would have let me anyway! Was I swimming in debt? 100%. I bought the cheap car for that short season, despite wanting something way more luxurious and I’ll never have to do it again because of that sacrifice. That small trade-off set me up for so much success later in life and I am so grateful to my 22-year-old self for it.

Here’s a photo of us just after we were handed the keys to our new car! AND it had air conditioning ;)

Here’s a photo of us just after we were handed the keys to our new car! AND it had air conditioning ;)