Posts in Paying Off Debt
15 Lies You May Believe that are Wrecking your Financial Goals

Whether it be statements you’ve heard your whole life or lies you’ve let creep in for too long, I’m here to tell ya- Don’t listen to these lies! Run the other way! These statements derail us from our financial goals. They enable poor spending habits and I’m willing to bet you’ll disagree with me on at least one of these. Let’s stop trying to “adult” and just take control (AND RESPONSIBILITY) of our finances and behavior.

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How We Use the Cash Envelope System

Set a BUDGET. A budget is NOT simply being aware of your spending. It’s assigning every dollar a home BEFORE your paycheck hits your account. It’s likely you won’t need CASH for every category. For example, you wouldn’t need to take out cash to pay your utilities or rent. When deciding what categories you should use CASH for, I find it helpful to plan to use cash in every category except your bills. You’ll also need to plan out if you are going to take out your cash every month or twice a month. I personally prefer taking cash out at the same rate I get paid, but it really comes down to personal preference!

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Guest Post: Date Night on a Budget

Ever since we had kids, date nights have been practically non-existent. Sure, we might get an occasional night out here or there, but it’s nothing we can count on. Then when we started budgeting, like really budgeting- It meant even less date nights out. Date nights can be really expensive. The baby sitter, the nice restaurant, the drinks…

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Different Ways to Pay Off Debt: Snowball vs. Avalanche

Of all the many “methods” circling the debt-free community, I have two I speak about often and will reference to clients.

SNOWBALL VERSUS AVALANCHE METHOD

If you are a die-hard Dave Ramsey fan, it’s likely you’ve heard about and utilize the Snowball method. In this blog, I’m going to define each of the methods to give you a better understanding of some great options.

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Shop Smart on a Budget

Shopping is so fun and is a great way to express yourself through fashion. I used to buy and donate clothes like CLOCKWORK. I was buying trendy pieces that would quickly go out of style and I hated it. I felt wasteful and I didn’t really love anything I owned.

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How to Ask for a Raise

If you’re reading this, you’ve likely been feeling your dedication and time to your work needs to be matched with a bump up in compensation, or you’re having a difficult time making ends meet with your current pay. I’m here to help! Asking for a raise can be an intimidating process. I’ve outlined a few tips to help you along the way.

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